Stop and Desist Letter Guide + Free Generator

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Stop and Desist Letter — Complete Guide to Stopping Debt Collector Harassment

A stop and desist letter is the same as a cease and desist letter. Cease means stop. Desist means do not do it again. Under Section 805(c) of the FDCPA a written cease and desist letter legally prohibits debt collectors from contacting you.

Every FDCPA violation is worth up to $1,000 in statutory damages. Use our free damages calculator to find out what your collector may owe you.

Main Pages

FDCPA Resource Guides

Blog and Guides

Blog — Free FDCPA Guides and Resources
How to Stop Debt Collectors From Calling
What Is a Cease and Desist Letter?
FDCPA Rights: What Debt Collectors Cannot Do
What Reddit Gets Wrong About Cease and Desist Letters
What Happens If You Ignore a Debt Collector?
Debt Collector Calling From Different Numbers
Statute of Limitations on Debt by State (2026)
Can a Debt Collector Garnish My Wages?
Zombie Debt: What It Is and How to Stop It

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