David A. Fernandez
Law Office of David A. Fernandez
Houston, TX
16 cities and 18 ZIP codes in Fort Bend County. 1 attorney listing here so far.
Before you pay an attorney retainer
Under the federal FDCPA (15 U.S.C. § 1692c(c)), once a debt collector receives your written request to stop contacting you, it must generally stop, with limited exceptions. You can send that request yourself, without a lawyer. We help you write it in a few minutes.
One-time price, no subscription. Not a law firm and not legal advice. The outcome depends on the collector.
Law Office of David A. Fernandez
Houston, TX
People in Fort Bend County, TX are protected by the federal Fair Debt Collection Practices Act and by Texas's own Texas Debt Collection Act (Tex. Fin. Code ch. 392). State laws can cover original creditors too, not just collection agencies.
Collectors may not call before 8:00 a.m. or after 9:00 p.m. your local time (§ 1692c(a)(1)). Fort Bend County, TX is on Central (Mountain in far west Texas) time — note the exact time of every early or late call. Log calls for free.
Texas small claims courts commonly hear cases up to about $20,000. FDCPA claims can also be filed in federal court, where the law lets you recover attorney's fees. Your local court is the Fort Bend County court. Limits change, so confirm with the court clerk before filing.
File with the CFPB and the Texas Attorney General. See our complaint guide.
Sources you can check
Last reviewed: by the StopAndDesist editorial team. General information, not legal advice.
You can require a collector to stop contacting you in writing, today, without hiring an attorney first. Keep a record of every call while you do it.