Debt collector and FDCPA help in ZIP code 76034
76034 covers part of Colleyville in Tarrant County, Texas. Here is who serves this area and what you can do today without hiring anyone.
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Your rights against debt collectors in ZIP 76034 (Colleyville, TX)
- ZIP 76034 is part of Colleyville in Tarrant County, Texas.
State law on top of the FDCPA
People in ZIP 76034 (Colleyville, TX) are protected by the federal Fair Debt Collection Practices Act and by Texas's own Texas Debt Collection Act (Tex. Fin. Code ch. 392). State laws can cover original creditors too, not just collection agencies.
Legal calling hours here
Collectors may not call before 8:00 a.m. or after 9:00 p.m. your local time (§ 1692c(a)(1)). ZIP 76034 (Colleyville, TX) is on Central (Mountain in far west Texas) time — note the exact time of every early or late call. Log calls for free.
Small claims court
Texas small claims courts commonly hear cases up to about $20,000. FDCPA claims can also be filed in federal court, where the law lets you recover attorney's fees. Your local court is the Tarrant County court. Limits change, so confirm with the court clerk before filing.
Where to complain
File with the CFPB and the Texas Attorney General. See our complaint guide.
Sources you can check
- Fair Debt Collection Practices Act, 15 U.S.C. §§ 1692–1692p (Cornell Legal Information Institute)
- Regulation F, 12 C.F.R. Part 1006 (CFPB)
- FTC debt collection FAQs
- Texas Debt Collection Act (Tex. Fin. Code ch. 392) — look up the official text
- Texas Attorney General (National Association of Attorneys General)
Last reviewed: by the StopAndDesist editorial team. General information, not legal advice.
Stop the calls first
A written cease and desist under FDCPA §1692c(c) requires a collector to stop contacting you. You can send one today.
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