StopAndDesist
Eagle nest, NM

Debt collector and FDCPA help in ZIP code 87718

87718 covers part of Eagle nest in Colfax County, New mexico. Here is who serves this area and what you can do today without hiring anyone.

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We do not have a sourced attorney listing for 87718 yet. Consumer protection attorneys usually take cases across the whole state, so start with the New mexico listings.

Your rights against debt collectors in ZIP 87718 (Eagle nest, NM)

  • ZIP 87718 is part of Eagle nest in Colfax County, New mexico.

State law on top of the FDCPA

People in ZIP 87718 (Eagle nest, NM) are protected by the federal Fair Debt Collection Practices Act and by New mexico's own New Mexico Collection Agency Regulatory Act (NMSA § 61-18A-1 et seq.). State laws can cover original creditors too, not just collection agencies.

Legal calling hours here

Collectors may not call before 8:00 a.m. or after 9:00 p.m. your local time (§ 1692c(a)(1)). ZIP 87718 (Eagle nest, NM) is on Mountain time — note the exact time of every early or late call. Log calls for free.

Small claims court

New mexico small claims courts commonly hear cases up to about $10,000. FDCPA claims can also be filed in federal court, where the law lets you recover attorney's fees. Your local court is the Colfax County court. Limits change, so confirm with the court clerk before filing.

Where to complain

File with the CFPB and the New mexico Attorney General. See our complaint guide.

Sources you can check

Last reviewed: by the StopAndDesist editorial team. General information, not legal advice.

Stop the calls first

A written cease and desist under FDCPA §1692c(c) requires a collector to stop contacting you. You can send one today.

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