Debt collector lawyers and consumer protection attorneys in North saint paul, MN
If a collection agency is calling you in North saint paul, you have two paths: send a written cease and desist yourself, or bring in a local attorney. Both are below. Every attorney listing links to the public record we sourced it from.
Before you pay an attorney retainer
Want the calls in North saint paul to stop? Start with a written letter.
Under the federal FDCPA (15 U.S.C. § 1692c(c)), once a debt collector receives your written request to stop contacting you, it must generally stop, with limited exceptions. You can send that request yourself, without a lawyer. We help you write it in a few minutes.
- ✓ Cites federal and Minnesota law
- ✓ Ready in about 5 minutes
- ✓ PDF you can print and mail
One-time price, no subscription. Not a law firm and not legal advice. The outcome depends on the collector.
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No verified listing in North saint paul yet
We only publish attorneys we can trace back to a public bar record, so this city is still empty. Consumer protection attorneys routinely take cases statewide, so the Minnesota listings below are a reasonable place to start — and a cease and desist letter does not require an attorney at all.
ZIP codes in North saint paul
Your rights against debt collectors in North saint paul, MN
- North saint paul is in Ramsey County, Minnesota.
- 1 ZIP code serve North saint paul; nearby communities include Maplewood, Lauderdale, Little canada.
State law on top of the FDCPA
People in North saint paul, MN are protected by the federal Fair Debt Collection Practices Act and by Minnesota's own Minnesota Collection Agencies Act (Minn. Stat. ch. 332). State laws can cover original creditors too, not just collection agencies.
Legal calling hours here
Collectors may not call before 8:00 a.m. or after 9:00 p.m. your local time (§ 1692c(a)(1)). North saint paul, MN is on Central time — note the exact time of every early or late call. Log calls for free.
Small claims court
Minnesota small claims courts commonly hear cases up to about $15,000. FDCPA claims can also be filed in federal court, where the law lets you recover attorney's fees. Your local court is the Ramsey County court. Limits change, so confirm with the court clerk before filing.
Where to complain
File with the CFPB and the Minnesota Attorney General. See our complaint guide.
Sources you can check
- Fair Debt Collection Practices Act, 15 U.S.C. §§ 1692–1692p (Cornell Legal Information Institute)
- Regulation F, 12 C.F.R. Part 1006 (CFPB)
- FTC debt collection FAQs
- Minnesota Collection Agencies Act (Minn. Stat. ch. 332) — look up the official text
- Minnesota Attorney General (National Association of Attorneys General)
Last reviewed: by the StopAndDesist editorial team. General information, not legal advice.
Nearby in Ramsey County
- Maplewood
- Lauderdale
- Little canada
- New brighton
- Roseville
- Saint paul
- Shoreview
- Vadnais heights
- West saint paul
- White bear lake
Harassed by a debt collector in North saint paul?
Under FDCPA §1692c(c), a written cease and desist requires a collector to stop contacting you. Log the calls first — a dated record is what gives the letter weight.