Debt collector and FDCPA help in ZIP code 55408
55408 covers part of Minneapolis in Hennepin County, Minnesota. Here is who serves this area and what you can do today without hiring anyone.
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Your rights against debt collectors in ZIP 55408 (Minneapolis, MN)
- ZIP 55408 is part of Minneapolis in Hennepin County, Minnesota, alongside 19 other Minneapolis ZIP codes.
State law on top of the FDCPA
People in ZIP 55408 (Minneapolis, MN) are protected by the federal Fair Debt Collection Practices Act and by Minnesota's own Minnesota Collection Agencies Act (Minn. Stat. ch. 332). State laws can cover original creditors too, not just collection agencies.
Legal calling hours here
Collectors may not call before 8:00 a.m. or after 9:00 p.m. your local time (§ 1692c(a)(1)). ZIP 55408 (Minneapolis, MN) is on Central time — note the exact time of every early or late call. Log calls for free.
Small claims court
Minnesota small claims courts commonly hear cases up to about $15,000. FDCPA claims can also be filed in federal court, where the law lets you recover attorney's fees. Your local court is the Hennepin County court. Limits change, so confirm with the court clerk before filing.
Where to complain
File with the CFPB and the Minnesota Attorney General. See our complaint guide.
Sources you can check
- Fair Debt Collection Practices Act, 15 U.S.C. §§ 1692–1692p (Cornell Legal Information Institute)
- Regulation F, 12 C.F.R. Part 1006 (CFPB)
- FTC debt collection FAQs
- Minnesota Collection Agencies Act (Minn. Stat. ch. 332) — look up the official text
- Minnesota Attorney General (National Association of Attorneys General)
Last reviewed: by the StopAndDesist editorial team. General information, not legal advice.
Other ZIP codes in Minneapolis
Stop the calls first
A written cease and desist under FDCPA §1692c(c) requires a collector to stop contacting you. You can send one today.
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