StopAndDesist
Mars hill, ME

Debt collector and FDCPA help in ZIP code 04758

04758 covers part of Mars hill in Aroostook County, Maine. Here is who serves this area and what you can do today without hiring anyone.

This spot is open

Are you an attorney in ZIP 04758? Get listed here — free.

Be the first verified attorney people see on this page.

Get listed free

We do not have a sourced attorney listing for 04758 yet. Consumer protection attorneys usually take cases across the whole state, so start with the Maine listings.

Your rights against debt collectors in ZIP 04758 (Mars hill, ME)

  • ZIP 04758 is part of Mars hill in Aroostook County, Maine.

State law on top of the FDCPA

People in ZIP 04758 (Mars hill, ME) are protected by the federal Fair Debt Collection Practices Act and by Maine's own Maine Fair Debt Collection Practices Act (32 M.R.S. § 11001 et seq.). State laws can cover original creditors too, not just collection agencies.

Legal calling hours here

Collectors may not call before 8:00 a.m. or after 9:00 p.m. your local time (§ 1692c(a)(1)). ZIP 04758 (Mars hill, ME) is on Eastern time — note the exact time of every early or late call. Log calls for free.

Small claims court

Maine small claims courts commonly hear cases up to about $6,000. FDCPA claims can also be filed in federal court, where the law lets you recover attorney's fees. Your local court is the Aroostook County court. Limits change, so confirm with the court clerk before filing.

Where to complain

File with the CFPB and the Maine Attorney General. See our complaint guide.

Sources you can check

Last reviewed: by the StopAndDesist editorial team. General information, not legal advice.

Stop the calls first

A written cease and desist under FDCPA §1692c(c) requires a collector to stop contacting you. You can send one today.

Generate your letter