Consumer protection attorneys in Middlesex County, MA
75 cities and 82 ZIP codes in Middlesex County. No attorney listings here yet — we only publish listings we can source from public bar records.
Before you pay an attorney retainer
Want the calls in Middlesex County to stop? Start with a written letter.
Under the federal FDCPA (15 U.S.C. § 1692c(c)), once a debt collector receives your written request to stop contacting you, it must generally stop, with limited exceptions. You can send that request yourself, without a lawyer. We help you write it in a few minutes.
- ✓ Cites federal and Massachusetts law
- ✓ Ready in about 5 minutes
- ✓ PDF you can print and mail
One-time price, no subscription. Not a law firm and not legal advice. The outcome depends on the collector.
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Cities in Middlesex County
- Lowell
- Cambridge
- Somerville
- Malden
- Medford
- Everett
- Marlborough
- Woburn
- Acton
- Ashby
- Ashland
- Ayer
- Bedford
- Billerica
- Boxboro
- Burlington
- Carlisle
- Concord
- Dracut
- Dunstable
- East cambridge
- Framingham
- Graniteville
- Groton
- Hanscom afb
- Holliston
- Hopkinton
- Hudson
- Lincoln
- Littleton
- Maynard
- Melrose
- Natick
- North billerica
- North cambridge
- North chelmsford
- North reading
- Pepperell
- Reading
- Sherborn
- Shirley center
- South chelmsford
- Stoneham
- Stow
- Sudbury
- Tewksbury
- Townsend
- Tyngsboro
- Village of nagog
- W townsend
- Wakefield
- Wayland
- Wilmington
- Winchester
- Zcta 01702
- Zcta 02420
- Zcta 02421
- Zcta 02451
- Zcta 02452
- Zcta 02453
- Zcta 02458
- Zcta 02459
- Zcta 02460
- Zcta 02461
- Zcta 02462
- Zcta 02464
- Zcta 02465
- Zcta 02466
- Zcta 02467
- Zcta 02468
- Zcta 02472
- Zcta 02474
- Zcta 02476
- Zcta 02478
- Zcta 02493
Your rights against debt collectors in Middlesex County, MA
- Middlesex County covers 75 cities and towns and 82 ZIP codes, including Lowell, Cambridge, Somerville.
State law on top of the FDCPA
People in Middlesex County, MA are protected by the federal Fair Debt Collection Practices Act and by Massachusetts's own Massachusetts debt collection regulations (940 CMR 7.00; M.G.L. c. 93 § 49). State laws can cover original creditors too, not just collection agencies.
Legal calling hours here
Collectors may not call before 8:00 a.m. or after 9:00 p.m. your local time (§ 1692c(a)(1)). Middlesex County, MA is on Eastern time — note the exact time of every early or late call. Log calls for free.
Small claims court
Massachusetts small claims courts commonly hear cases up to about $7,000. FDCPA claims can also be filed in federal court, where the law lets you recover attorney's fees. Your local court is the Middlesex County court. Limits change, so confirm with the court clerk before filing.
Where to complain
File with the CFPB and the Massachusetts Attorney General. See our complaint guide.
Sources you can check
- Fair Debt Collection Practices Act, 15 U.S.C. §§ 1692–1692p (Cornell Legal Information Institute)
- Regulation F, 12 C.F.R. Part 1006 (CFPB)
- FTC debt collection FAQs
- Massachusetts debt collection regulations (940 CMR 7.00; M.G.L. c. 93 § 49) — look up the official text
- Massachusetts Attorney General (National Association of Attorneys General)
Last reviewed: by the StopAndDesist editorial team. General information, not legal advice.
Being contacted by a collector in Middlesex County?
You can require a collector to stop contacting you in writing, today, without hiring an attorney first. Keep a record of every call while you do it.
