StopAndDesist
Avery, ID

Debt collector and FDCPA help in ZIP code 83802

83802 covers part of Avery in Shoshone County, Idaho. Here is who serves this area and what you can do today without hiring anyone.

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We do not have a sourced attorney listing for 83802 yet. Consumer protection attorneys usually take cases across the whole state, so start with the Idaho listings.

Your rights against debt collectors in ZIP 83802 (Avery, ID)

  • ZIP 83802 is part of Avery in Shoshone County, Idaho.

State law on top of the FDCPA

People in ZIP 83802 (Avery, ID) are protected by the federal Fair Debt Collection Practices Act and by Idaho's own Idaho Collection Agency Act (Idaho Code § 26-2222 et seq.). State laws can cover original creditors too, not just collection agencies.

Legal calling hours here

Collectors may not call before 8:00 a.m. or after 9:00 p.m. your local time (§ 1692c(a)(1)). ZIP 83802 (Avery, ID) is on Mountain (Pacific in the northern panhandle) time — note the exact time of every early or late call. Log calls for free.

Small claims court

Idaho small claims courts commonly hear cases up to about $5,000. FDCPA claims can also be filed in federal court, where the law lets you recover attorney's fees. Your local court is the Shoshone County court. Limits change, so confirm with the court clerk before filing.

Where to complain

File with the CFPB and the Idaho Attorney General. See our complaint guide.

Sources you can check

Last reviewed: by the StopAndDesist editorial team. General information, not legal advice.

Stop the calls first

A written cease and desist under FDCPA §1692c(c) requires a collector to stop contacting you. You can send one today.

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