StopAndDesist
Honolulu, HI

Debt collector and FDCPA help in ZIP code 96825

96825 covers part of Honolulu in Honolulu County, Hawaii. Here is who serves this area and what you can do today without hiring anyone.

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We do not have a sourced attorney listing for 96825 yet. Consumer protection attorneys usually take cases across the whole state, so start with the Hawaii listings.

Your rights against debt collectors in ZIP 96825 (Honolulu, HI)

  • ZIP 96825 is part of Honolulu in Honolulu County, Hawaii, alongside 10 other Honolulu ZIP codes.

State law on top of the FDCPA

People in ZIP 96825 (Honolulu, HI) are protected by the federal Fair Debt Collection Practices Act and by Hawaii's own Hawaii collection agency law (HRS ch. 443B). State laws can cover original creditors too, not just collection agencies.

Legal calling hours here

Collectors may not call before 8:00 a.m. or after 9:00 p.m. your local time (§ 1692c(a)(1)). ZIP 96825 (Honolulu, HI) is on Hawaii (no daylight saving time) time — note the exact time of every early or late call. Log calls for free.

Small claims court

Hawaii small claims courts commonly hear cases up to about $5,000. FDCPA claims can also be filed in federal court, where the law lets you recover attorney's fees. Your local court is the Honolulu County court. Limits change, so confirm with the court clerk before filing.

Where to complain

File with the CFPB and the Hawaii Attorney General. See our complaint guide.

Sources you can check

Last reviewed: by the StopAndDesist editorial team. General information, not legal advice.

Other ZIP codes in Honolulu

Stop the calls first

A written cease and desist under FDCPA §1692c(c) requires a collector to stop contacting you. You can send one today.

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