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Washington, DC

Debt collector and FDCPA help in ZIP code 20019

20019 covers part of Washington in District of Columbia County, District of columbia. Here is who serves this area and what you can do today without hiring anyone.

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We do not have a sourced attorney listing for 20019 yet. Consumer protection attorneys usually take cases across the whole state, so start with the District of columbia listings.

Your rights against debt collectors in ZIP 20019 (Washington, DC)

  • ZIP 20019 is part of Washington in District of Columbia County, District of columbia, alongside 22 other Washington ZIP codes.

State law on top of the FDCPA

People in ZIP 20019 (Washington, DC) are protected by the federal Fair Debt Collection Practices Act and by District of columbia's own D.C. debt collection law (D.C. Code § 28-3814). State laws can cover original creditors too, not just collection agencies.

Legal calling hours here

Collectors may not call before 8:00 a.m. or after 9:00 p.m. your local time (§ 1692c(a)(1)). ZIP 20019 (Washington, DC) is on Eastern time — note the exact time of every early or late call. Log calls for free.

Small claims court

District of columbia small claims courts commonly hear cases up to about $10,000. FDCPA claims can also be filed in federal court, where the law lets you recover attorney's fees. Your local court is the District of Columbia County court. Limits change, so confirm with the court clerk before filing.

Where to complain

File with the CFPB and the District of columbia Attorney General. See our complaint guide.

Sources you can check

Last reviewed: by the StopAndDesist editorial team. General information, not legal advice.

Other ZIP codes in Washington

Stop the calls first

A written cease and desist under FDCPA §1692c(c) requires a collector to stop contacting you. You can send one today.

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