Debt collector and FDCPA help in ZIP code 06112
06112 covers part of Hartford in Hartford County, Connecticut. Here is who serves this area and what you can do today without hiring anyone.
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Your rights against debt collectors in ZIP 06112 (Hartford, CT)
- ZIP 06112 is part of Hartford in Hartford County, Connecticut, alongside 5 other Hartford ZIP codes.
State law on top of the FDCPA
People in ZIP 06112 (Hartford, CT) are protected by the federal Fair Debt Collection Practices Act and by Connecticut's own Connecticut Creditors' Collection Practices Act (Conn. Gen. Stat. § 36a-645 et seq.). State laws can cover original creditors too, not just collection agencies.
Legal calling hours here
Collectors may not call before 8:00 a.m. or after 9:00 p.m. your local time (§ 1692c(a)(1)). ZIP 06112 (Hartford, CT) is on Eastern time — note the exact time of every early or late call. Log calls for free.
Small claims court
Connecticut small claims courts commonly hear cases up to about $5,000. FDCPA claims can also be filed in federal court, where the law lets you recover attorney's fees. Your local court is the Hartford County court. Limits change, so confirm with the court clerk before filing.
Where to complain
File with the CFPB and the Connecticut Attorney General. See our complaint guide.
Sources you can check
- Fair Debt Collection Practices Act, 15 U.S.C. §§ 1692–1692p (Cornell Legal Information Institute)
- Regulation F, 12 C.F.R. Part 1006 (CFPB)
- FTC debt collection FAQs
- Connecticut Creditors' Collection Practices Act (Conn. Gen. Stat. § 36a-645 et seq.) — look up the official text
- Connecticut Attorney General (National Association of Attorneys General)
Last reviewed: by the StopAndDesist editorial team. General information, not legal advice.
Other ZIP codes in Hartford
Stop the calls first
A written cease and desist under FDCPA §1692c(c) requires a collector to stop contacting you. You can send one today.
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