StopAndDesist
Redding, CA

Debt collector and FDCPA help in ZIP code 96001

96001 covers part of Redding in Shasta County, California. Here is who serves this area and what you can do today without hiring anyone.

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We do not have a sourced attorney listing for 96001 yet. Consumer protection attorneys usually take cases across the whole state, so start with the California listings.

Your rights against debt collectors in ZIP 96001 (Redding, CA)

  • ZIP 96001 is part of Redding in Shasta County, California, alongside 2 other Redding ZIP codes.

State law on top of the FDCPA

People in ZIP 96001 (Redding, CA) are protected by the federal Fair Debt Collection Practices Act and by California's own Rosenthal Fair Debt Collection Practices Act (Cal. Civ. Code § 1788 et seq.). State laws can cover original creditors too, not just collection agencies.

Legal calling hours here

Collectors may not call before 8:00 a.m. or after 9:00 p.m. your local time (§ 1692c(a)(1)). ZIP 96001 (Redding, CA) is on Pacific time — note the exact time of every early or late call. Log calls for free.

Small claims court

California small claims courts commonly hear cases up to about $12,500. FDCPA claims can also be filed in federal court, where the law lets you recover attorney's fees. Your local court is the Shasta County court. Limits change, so confirm with the court clerk before filing.

Where to complain

File with the CFPB and the California Attorney General. See our complaint guide.

Sources you can check

Last reviewed: by the StopAndDesist editorial team. General information, not legal advice.

Other ZIP codes in Redding

Stop the calls first

A written cease and desist under FDCPA §1692c(c) requires a collector to stop contacting you. You can send one today.

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