Consumer protection attorneys in Houston County, AL
10 cities and 10 ZIP codes in Houston County. No attorney listings here yet — we only publish listings we can source from public bar records.
Before you pay an attorney retainer
Want the calls in Houston County to stop? Start with a written letter.
Under the federal FDCPA (15 U.S.C. § 1692c(c)), once a debt collector receives your written request to stop contacting you, it must generally stop, with limited exceptions. You can send that request yourself, without a lawyer. We help you write it in a few minutes.
- ✓ Cites federal and Alabama law
- ✓ Ready in about 5 minutes
- ✓ PDF you can print and mail
One-time price, no subscription. Not a law firm and not legal advice. The outcome depends on the collector.
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Cities in Houston County
Your rights against debt collectors in Houston County, AL
- Houston County covers 10 cities and towns and 10 ZIP codes, including Ashford, Columbia, Cottonwood.
State law on top of the FDCPA
Alabama relies mainly on the federal Fair Debt Collection Practices Act (15 U.S.C. § 1692), plus its general consumer-protection law. An attorney can tell you whether a state claim adds to your case.
Legal calling hours here
Collectors may not call before 8:00 a.m. or after 9:00 p.m. your local time (§ 1692c(a)(1)). Houston County, AL is on Central time — note the exact time of every early or late call. Log calls for free.
Small claims court
Alabama small claims courts commonly hear cases up to about $6,000. FDCPA claims can also be filed in federal court, where the law lets you recover attorney's fees. Your local court is the Houston County court. Limits change, so confirm with the court clerk before filing.
Where to complain
File with the CFPB and the Alabama Attorney General. See our complaint guide.
Sources you can check
- Fair Debt Collection Practices Act, 15 U.S.C. §§ 1692–1692p (Cornell Legal Information Institute)
- Regulation F, 12 C.F.R. Part 1006 (CFPB)
- FTC debt collection FAQs
- Alabama Attorney General (National Association of Attorneys General)
Last reviewed: by the StopAndDesist editorial team. General information, not legal advice.
Being contacted by a collector in Houston County?
You can require a collector to stop contacting you in writing, today, without hiring an attorney first. Keep a record of every call while you do it.